Health Insurance Resources

  • Health Insurance

    Although health insurance is not required for your visit at the Health Service, the Affordable Care Act requires everyone to have health insurance. 

    The Health Service does not have any contracts for direct payment with any health insurance companies for clinic or ancillary services, and it does not direct bill any insurance companies. We regret any inconvenience this policy may cause for students and parents. 

    Therefore, you are responsible for paying all bills you incur for clinic visits, medications, and certain procedures. These charges are billed to your IUP student account and are payable at the Bursar’s Office or through your EasyPay account. We are able to provide you with a billing statement that you may submit to your insurance company for possible reimbursement.

    If you are not currently covered by a health insurance plan, resources are listed below for your convenience. Look at plans, compare, and make a choice based on your needs.

    Affordable Care Act

    HealthCare.gov is a website to locate health coverage and will allow you to locate the exchange for your state. The exchange will determine Medicaid eligibility and also subsidy eligibility for a private health plan.

    • The Open Enrollment period for coverage is November 1 through January 31. You may qualify for a special enrollment period.
    • To begin, create an account at HealthCare.gov.

    To access an “assister” or navigator in your area, please download the Health Insurance Assister Instructions (.doc).

    For 24/7 assistance, call 1-800-318-2596.
    TTY: 1-855-889-4325

    Government-Sponsored Insurance Programs: 

    Medicaid: A joint state and federal program for public assistance to eligible people, regardless of age, whose income and resources are insufficient to pay for health care. Contact the Pennsylvania Department of Public Welfare’s Recipient Hotline at 1-800-692-7462.

    Children’s Health Insurance Program (CHIP): Free or low-cost health insurance to uninsured individuals under the age of 19, who may be eligible based on family income. Contact the CHIP help line at 1-800-986-KIDS.

    Dental Insurance

    If you need dental coverage, below are some resources for individual plans.

    eHealth

    DentalPlans.com

    DentalInsurance.com

    Please note that IUP does not endorse a specific plan. These websites are given as a resource only. Please verify the benefits of a policy before purchasing, including any exclusions or waiting periods. You will also want to ensure that your preferred dentist is participating in the plan that you choose.