Cost of Attendance vs. Your Bill

Your total cost of attendance includes allowances for the costs on your bill in addition to extra expenses such as books and transportation. Below, you'll find some helpful information on your costs, your bill, and how financial aid appears on your bill.

First, File Your FAFSA

Apply for federal grants, loans, and work-study aid with one form.

Submit the FAFSA online

IUP's School Code is 003277.

What the Cost of Attendance Includes

Your cost of attendance (COA), also known as the cost of education or budget, is the total average amount it will cost you to attend IUP in an academic year.

It includes:

  • Tuition and fees
  • Room and board (even for students living off campus, away from parents)
  • Books and supplies
  • Transportation
  • Personal/incidental expenses
  • Loan fees (if applicable, may also be included)

What Your Bill Includes

Your billing statement includes direct charges billed to you by IUP—such as tuition and fees, room (if student is living on campus), and a meal plan (if purchased, which is required for on-campus students).

Books and supplies, transportation, and personal and incidental expenses are not included on the bill, but are expenses that most students will incur.

Tuition, Fees, Room and Board
2022-23 (Assuming 15 credits)
PA Resident Non-PA Resident
Annual cost $22,210 $29,809
Tuition* $7,716 $13,890
Estimated Fees $3,574 $4,999
Housing** $7,300 $7,300
Meal plan** $3,620 $3,620


*Tuition for students from outside of Pennsylvania is charged at a $463 per-credit rate. This estimate is based on the average students taking 15 credits per semester, or 30 credits per year. Tuition for 2022-23 will be finalized by Pennsylvania's State System of Higher Education Board of Governors in April 2022. 

**Room and board estimates are based on a two-person shared semi-suite and the most popular meal plan (14 meals/week and $350 Flex). Prices vary for other room types and meal plans. Housing and meal plans are not yet final. For more information on housing and dining costs, see the Office of Housing, Residential Living, and Dining website.

More information on tuition and fees by program is offered by the Student Billing Office.

How Financial Aid Appears on Your Bill

Before each semester, you will receive an email to your IUP email account indicating that your bill is available to review. You can view your bill on MyIUP under EasyPay. On that bill, the Student Billing Office automatically deducts your financial aid from your IUP charges, such as tuition and housing. The following financial aid programs can be deducted from your bill:

  • Federal Direct Loan
  • Federal Pell Grant
  • Pennsylvania State Grant
  • Federal Supplemental Educational Opportunity Grant
  • IUP scholarships (only if scholarship funds have been received by the university)
  • Federal Direct PLUS Loan

Aid that is not administered by the Financial Aid Office and late awards are not deducted from your bill.

When Will Your Aid Be Applied to Your Account?

Federal and state financial aid funds are disbursed to student accounts by the Student Billing Office once the drop/add period for each term ends or once a student has successfully completed all outstanding financial aid requirements (whichever is later).

Funds are generally awarded and paid to student accounts in two equal disbursements split between the fall and spring terms (unless otherwise noted in your offer). Students whose financial aid has been finalized can obtain refunds at the beginning of the fall and spring semesters.

If you are expecting a financial aid refund, you can contact the Student Billing Office for more information.

Payment Plan is Available

An Installment Payment Plan is available to assist you with the charges on your bill. Information on it is included with your IUP bill, which is emailed to you.

For more information on the payment plan or your bill, contact the Student Billing Office.