Your Total Cost of Attendance, and How Financial Aid Appears on Your Bill

  • Difference between Cost of Attendance and Your Bill

    The Cost of Attendance (COA), also known as the cost of education or budget, is the total average amount it will cost a student to attend IUP in an academic year and includes tuition and fees, room and board (even for students living off campus away from parents), and estimated costs for books and supplies, transportation, and personal/incidental expenses. Loan fees, if applicable, may also be included in the COA.

    A student’s billing statement includes direct charges billed by IUP—such as tuition and fees, room (if student is living on campus), and a meal plan if purchased (required for on-campus students). Books and supplies, transportation, and personal and incidental expenses are not included on the bill, but are expenses that most students will incur.

    Direct costs to attend, 2019–20 (Assuming 15 credits)
    PA Resident Non-PA Resident
    Total Costs $25,259 $31,004
    Tuition and Fees $13,339 $19,084
    Room and Board* $11,920 $11,920

    *Room and board estimates are based upon a two-person shared semi-suite and the most popular meal plan (14 meals/week and $300 Flex). Prices vary for other room types and meal plans. Please check with the Housing Office for exact costs.

    More information on tuition and fees by program is offered by the Bursar’s Office.

    How Aid Appears on Your Bill

    The Bursar’s Office automatically deducts your financial aid from the billing statement that is e-mailed to you prior to the beginning of each semester. The following financial aid programs can be deducted from your bill:

    • Federal Direct Loan
    • Federal Pell Grant
    • Pennsylvania State Grant
    • Federal Supplemental Educational Opportunity Grant
    • IUP scholarships (only if scholarship funds have been received by the university)
    • Federal Direct PLUS Loan

    Aid that is not administered by the Financial Aid Office and late awards also are not deducted from your bill.

    An Installment Payment Plan is available to assist you with meeting your institutional charges. Information on the IPP will be referenced in the university bill that is e-mailed to you.

    Federal and state financial aid funds are disbursed to student accounts by the Bursar’s Office once the drop/add period for each term ends or once a student has successfully completed all outstanding financial aid requirements (whichever is later). Funds are generally awarded and paid to student accounts in two equal disbursements split between the fall and spring terms (unless otherwise noted in your offer). Students whose financial aid has been finalized can obtain refunds at the beginning of the fall and spring semesters. If you are expecting a financial aid refund, you can contact the Bursar’s Office for more information.

    For more information on your bill, contact the Bursar’s Office.