Are You Eligible for Aid?

  • Basic Eligibility Criteria

    Students who have a completed a Free Application for Federal Student Aid (FAFSA) are reviewed for financial aid eligibility. Award amounts for Direct Loans are determined by the student's grade level and remaining eligibility from need and budget limits. Pell EFC determines Pell eligibility. FSEOG is awarded to students who demonstrate extreme financial need.  Students who are interested in working Federal Work-Study positions must show financial need.

    An academic year at IUP for credit-hour programs is composed of a minimum of 30 weeks of instruction in which a full-time student enrolls for at least 24 credit hours. For clock-hour programs, it is composed of a minimum of 26 weeks of instruction in which a full-time student enrolls for at least 900 clock hours. These standards are used in determining eligibility for federal student aid and for loan proration.

    You qualify for financial aid if you:

    • Are a U.S. citizen, national or permanent resident, or other eligible noncitizen.
    • Have a high school diploma or are a GED recipient.
    • Are enrolled or accepted for enrollment for a bachelor’s degree, associate’s degree, postbaccalaureate teacher’s certification program, postbaccalaureate second undergraduate degree, master’s degree, or doctoral degree.
    • Are enrolled at least half-time (six credits per term). (See below.)
    • Maintain satisfactory academic progress: a cumulative GPA (2.0 for undergraduates and 3.0 for graduate students) and earn at least 67 percent of the credits for which you originally register. (See below.)
    • Are not in default of a Federal Direct Loan, are not in repayment on a Federal Pell Grant or a Federal Supplemental Educational Opportunity Grant; and have not have borrowed in excess of any loan limits.
    • Have not been chosen for unusual enrollment history review.
    • Register with Selective Service if required.

    Some scholarships, loans, and student employment programs may require additional qualifications.

    A past drug conviction may or may not affect aid eligibility. Applicants should still file a FAFSA.

    How Your Credit Load Affects Your Financial Aid

    For most financial aid, you have to be enrolled at IUP at least half-time. This means the credit load you're carrying each semester affects whether you get aid or not.

    Enrollment status by number of credits

    How dropping or withdrawing from courses or a semester affects your aid eligibility 

    Withdrawal refund policy

    Selected for Verification?

    The Financial Aid Office selects a number of applicants to submit copies of federal income tax forms and other documentation. You’ll be notified in writing if this documentation is required. Respond promptly to verification requests. Financial aid will not pay to student accounts until verification has been completed.