Standard Eligibility Criteria

  • Determining if You Are Eligible for Federal Financial Aid

    When you complete a Free Application for Federal Student Aid (FAFSA), it is reviewed for financial aid eligibility.

    • The amount of funding you will be awarded for Direct Loans is determined by your grade level and remaining eligibility from need and budget limits.

    • Your Pell Expected Family Contribution (EFC) determines your Pell grant eligibility.

    • Federal Supplemental Educational Opportunity Grant (FSEOG) funding is awarded to students who demonstrate extreme financial need.

    • Students who are interested in working Federal Work-Study positions must show financial need.

    Number of Credits You Take Affects Financial Aid

    Dropping below 12 credits, which drops you below full-time status as an undergraduate student, can seriously affect your financial aid. Graduate students are full-time with nine credits, with some exceptions. If you are a part-time student, to be eligible for federal and state financial aid, you must be enrolled at least half-time in a degree-seeking program.

    Note: An academic year at IUP for credit-hour programs comprises a minimum of 30 weeks of instruction in which a full-time student enrolls for at least 24 credit hours. For clock-hour programs, a year comprises a minimum of 26 weeks of instruction in which a full-time student enrolls for at least 900 clock hours. These standards are used in determining eligibility for federal student aid and for loan pro-ration.

    You Probably Qualify for Financial Aid if You

    • Are a US citizen, national, permanent resident, or other eligible noncitizen.

    • Have a high school diploma or are a GED recipient.

    • Are enrolled or accepted for enrollment for a bachelor’s degree, associate’s degree, post-baccalaureate teacher’s certification program, post-baccalaureate second undergraduate degree, master’s degree, or doctoral degree.

    • Are enrolled at least half-time (6 credits for undergraduate students or 4.5 credits for graduate students—with exceptions—per term). (See Enrollment Status and Withdrawals.)

    • Maintain satisfactory academic progress: a cumulative GPA (2.0 for undergraduates and 3.0 for graduate students) and earn at least 67 percent of the credits for which you originally register. (See Satisfactory Academic Progress.)

    • Are not in default of a Federal Direct Loan, are not in repayment on a Federal Pell Grant or a Federal Supplemental Educational Opportunity Grant, and have not have borrowed in excess of any loan limits.

    • Have not been chosen for unusual enrollment history review.

    • Register with Selective Service if required.

    Some scholarships, loans, and student employment programs may require additional qualifications.
    A past drug conviction may or may not affect aid eligibility. Applicants should still file a FAFSA.

    Selected for Verification?

    The Financial Aid Office selects a number of applicants to submit copies of their federal income tax forms and other documentation. You’ll be notified in writing if this documentation is required.

    Please respond promptly to verification requests, so we can get your financial aid handled as quickly as possible. Financial aid will not pay to student accounts until verification has been completed. We appreciate your help in getting the documents to us as quickly as you can.