Summer Financial Aid for Undergraduates

  • Federal Pell Grant

    The Pell Grant is a federally funded grant awarded to students with financial need based on either the 2019–20 or 2020–21 FAFSA. Year-round Pell allows a student to be awarded up to 150 percent of the annual Pell award amount. The school will determine from which award year the summer grant will be funded. Enrollment level on the Pell Census date (August) determines the final Pell Grant award amount.

    To be eligible, you must:

    • Have filed a 2019–20 and 2020–21 FAFSA, which is completed electronically.
    • Be seeking a first bachelor’s degree
    • Have not reached the 600 percent Pell Lifetime Eligibility Limit prior to the summer term.

    PA State Grant (PHEAA)

    A summer Pennsylvania state grant is available to undergraduate students who are Pennsylvania residents. To apply, file a PA State Grant Summer Application by August 15.

    If you enroll half-time, the summer award will count as half an award toward your lifetime maximum of eight full-time Pennsylvania state grant awards.

    To be eligible, you must:

    • Enroll at least half-time (six credits) for at least five weeks. 
    • Take at least 50 percent of your summer credits in the classroom (online courses do not qualify as classroom taught).
    • Meet the PHEAA’s academic progress requirements. You must pass a minimum of 12 credits for each term that you receive a full-time Pennsylvania state grant.

    See more information on applying for a PHEAA grant.

    Federal Direct Loan

    The maximum amount you can borrow is determined by subtracting the amount already borrowed during the fall and spring terms from your annual Direct Loan limit. Generally, students use their annual maximum loan eligibility during the fall and spring and have no eligibility left for summer.

    See more information on applying for a Direct Loan.

    Federal Direct Parent PLUS Loan

    To apply, the parent borrower must complete a summer PLUS Loan application, which will be available mid-April.

    See further information on applying for a Parent PLUS Loan.

    Alternative/Private Student Loans

    If you are ineligible for Federal Direct Loans, you may consider an alternative loan.

    See more information on applying for alternative loans.

    Federal Work Study

    Students who have secured summer employment on campus or with an approved local community service organization (through the Office of Service Learning) can apply for Federal Work Study.

    Eligibility is based on financial need and summer cost of attendance.

    Summer enrollment is not required. However, you must be enrolling for the upcoming fall term, and a percentage of earnings will be utilized in your 2020–21 financial aid package. This may affect your eligibility for some financial aid loan programs.

    To be eligible, you must:

    • Have a 2019–20 FAFSA on file and, if you’re not enrolled during the summer, a 2020–21 FAFSA on file.
    • You must also submit the IUP Summer Federal Work Study Application.

    See more information on applying for Federal Work Study.