Healthcare in the U.S. is very expensive. IUP strongly recommends that you purchase health insurance in case you have an emergency or need medical care while studying here.
If you do not have insurance, bills can be as high as $5,000 for a simple emergency room visit, or $100 for a regular doctor’s visit. Minimal coverage requirements are listed below—this is what you can look for in an insurance policy. The Office of International Education is not able to advise you or assist you with purchasing health insurance. Please note that even basic health insurance in the U.S. does not cover all medical benefits like prescriptions or dental or vision.
Those holding J-Visas are required by federal regulations to have insurance plus insurance for all J-2 dependents. Exchange visitors must select an insurance policy that is in compliance with the stated requirements below and turn in proof of insurance to their J-1 advisor.
In October 2014, the U.S. Department of State issued a final rule that the requirements of J-1 insurance coverage were changed to:
These new levels of coverage will come into effect on May 15, 2015, so students and scholars arriving after this date will need to meet these new requirements.
Some of the most commonly purchased insurance plans for international students studying in the United States are listed below. If you have insurance from your home country, verify that it covers your medical expenses in the United States and make sure to bring the insurance card and contact information when you travel.
Students can purchase insurance online with a credit card or request a brochure and mail a check or money order. Keep proof of insurance in your wallet in case of emergency.
Remember, healthcare is expensive in the U.S.A., and international students are responsible for any costs associated with their physical or mental health and, in extreme cases, repatriation to their home country.
All students will be billed for a health service fee. This fee allows you to visit IUP's on-campus clinic to obtain basic medicine for colds, visit a doctor and receive referrals to other doctors. For a more complete list for service offered, see Center for Health and Well-Being webpage. This fee is not insurance. Students must also purchase a separate health insurance policy.
IUP requires documentation from all new freshman and transfer students of all immunization dates. This includes the following vaccines:
Bring copies of your health and immunization history. You will be asked to complete an electronic record of your health and immunization history after you arrive and are registered for classes.
Additionally, IUP requires that all students, prior to moving into university-owned residence halls, must receive the vaccination for meningococcal meningitis or sign a document stating that the student has chosen to be exempt from receiving the vaccination.
Have concerns about Ebola? Information is available at this Center for Health and Well-Being webpage.
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